A bridge into a city at dusk, the crossing between a physical card and a phone.
Case Study

Replacing a physical-card program with digital passes at scale.

A digital wallet system for Chase Private Client, across iOS and Android.

Finance / Product / Prior agency leadership

The Outcome
0+

Digital pass holders

0

Wallet platforms shipped

About the client

J.P. Morgan Chase's Chase Private Client program gives top-tier clients access to benefits like free passes to museums and galleries. The program ran on physical cards.

A physical-card benefit program that was being abused and could not scale.

The physical passes for the Private Client program were easy to abuse and impossible to update once issued. Every change meant reissuing cards.

A digital wallet system built on Apple Wallet and Google Wallet. Clients add a pass once from an email, and it updates automatically across iOS and Android in real time whenever the program changes. The system supports QR codes, barcodes, and NFC tap, with a content frontend for the team to push updates, and was architected for whitelabel resale across programs. It reached more than 680,000 pass holders across the US.

Results

680,000-plus pass holders on a system that updates in real time, eliminated the abuse and reissue problem of physical cards, and was built to extend to other programs.

Running a program that would work better in the wallet than in a wallet?

Fidget Labs works with mid-market and enterprise teams on composable architecture, AI enablement, and the delivery work that makes both real.

Elegant venue representing refined engagement approach
What We Do

Interested in what we can deliver for your organization?

Fractional architecture, a fixed-scope review, or a team enablement day. Three offers, priced in the open, delivered by the person who shipped the work on this page.

See how we engage
Fixed scope

Architecture Review

€7,500 fixed, 2 weeks

Two weeks to find out what is actually wrong. Vendor neutral, scored against our five-pillar framework, with a roadmap your team can start on Monday.

Full scope and terms